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gobux10 Champion Author Ohio Posts:3,179 Points:680,935 Joined:Mar 2010	Message Posted: Oct 18, 2011 6:05:32 AM Ignore gobux10 Report Abuse I would be interested to see what credit card gives the best rebate/reward for gas purchases. I have a Chase rewards that used to pay 3% off of gas but the company changed the card to a Freedom card. Now Chase changes IT'S TIME TO ACTIVATE NEW BONUS CATEGORIES Rarely is it for Gas. What card do you guys like? Thanks

gobux10

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Ohio

Posts:3,179
Points:680,935
Joined:Mar 2010

Message Posted: Oct 18, 2011 6:05:32 AM

Ignore gobux10 Report Abuse

I would be interested to see what credit card gives the best rebate/reward for gas purchases. I have a Chase rewards that used to pay 3% off of gas but the company changed the card to a Freedom card. Now Chase changes IT'S TIME TO ACTIVATE NEW BONUS CATEGORIES
Rarely is it for Gas.

What card do you guys like?
Thanks

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TxJeans Champion Author Tampa Posts:3,555 Points:370,755 Joined:May 2004	Message Posted: Dec 8, 2012 7:07:15 PM Ignore TxJeans Report Abuse Max - the guy before you bumped a lot of topics today.
maxstar Champion Author Chicago Posts:18,495 Points:811,495 Joined:Feb 2011	Message Posted: Dec 8, 2012 4:39:17 PM Ignore maxstar Report Abuse Not sure why this topic was bumped. And it is in the wrong category.
skidsteer85xt Champion Author Indiana Posts:3,654 Points:188,750 Joined:Oct 2012	Message Posted: Dec 7, 2012 10:02:22 PM Ignore skidsteer85xt Report Abuse chase says it will give 5% back.
2011370Z Champion Author Phoenix Posts:5,978 Points:684,055 Joined:Apr 2011	Message Posted: May 15, 2012 3:53:25 PM Ignore 2011370Z Report Abuse Oh yeah. I get a text before every quarter reminding me to sign up for the 5% rebates.
2011370Z Champion Author Phoenix Posts:5,978 Points:684,055 Joined:Apr 2011	Message Posted: May 15, 2012 3:52:39 PM Ignore 2011370Z Report Abuse My Chase Freedom card gives me 5% on gas the first and third quarters of the year. 5% on Supermarkets this quarter.
TxJeans Champion Author Tampa Posts:3,555 Points:370,755 Joined:May 2004	Message Posted: May 13, 2012 6:30:29 AM Ignore TxJeans Report Abuse Sallie Mae 5% back on first %500 of gas and/or groceries, 1% all else - cash back. Downside, you have to request the CB as it is not automatic. You also get 5% apparently at Super Targets and Super Walmarts. 5% back on books, and it appears that it includes much more than books at Amazon. Bonus first 90? days if you spend X amount ($500?) - easy for me based on groceries and bills. PenFed CB used to be the best around, but now is my gas only CC - 5% (not much on anything else, but goes right back as deduction on the statement as received. They are trying to convert folks to points rewards card - 5 pts gas, and points for other categories - but you have to mess with points rather than cash back. Apparently there is a good Fidelity card out there but not sure if available for NEW enlistments. Oh - and none are worth it unless you pay your FULL BALANCE every month before the DUE DATE so you don't carry interest. Duh! You would think that would be obvious, but - apparently not. [Edited by: TXJEANS at 5/13/2012 8:38:03 AM EST]
W707 Champion Author Pennsylvania Posts:1,454 Points:400,735 Joined:Sep 2008	Message Posted: May 12, 2012 10:29:26 PM Ignore W707 Report Abuse Belive it or not you have one of the best cards according to an article i seen on the internet Chase Freedom is one of the best cards.
wrentham98 Rookie Author Massachusetts Posts:5 Points:13,975 Joined:Apr 2012	Message Posted: Apr 13, 2012 8:47:20 AM Ignore wrentham98 Report Abuse For me, paying cash is a psycological reminder to be frugal. And I only buy from stations that give me a discount for paying with cash.
txweagly Rookie Author Jacksonville Posts:53 Points:32,135 Joined:Mar 2012	Message Posted: Apr 1, 2012 7:35:28 PM Ignore txweagly Report Abuse Discover card
RacerGene Champion Author Alabama Posts:1,703 Points:366,225 Joined:Jan 2012	Message Posted: Apr 1, 2012 5:28:47 AM Ignore RacerGene Report Abuse I too like the Discover gas card
Debrastorch Veteran Author Florida Posts:397 Points:94,145 Joined:Mar 2012	Message Posted: Mar 31, 2012 6:41:03 PM Ignore Debrastorch Report Abuse The only problem is that gas stations charge 10 cents more when I use a credit card. Is it really worth it?
thebrohta167 Champion Author New Jersey Posts:1,466 Points:235,315 Joined:Nov 2010	Message Posted: Mar 29, 2012 4:11:30 PM Ignore thebrohta167 Report Abuse cash back ones
kxy4fw Champion Author Denver Posts:1,226 Points:275,355 Joined:Nov 2011	Message Posted: Mar 29, 2012 6:43:20 AM Ignore kxy4fw Report Abuse AMEX Costco Crd gives 3% on gas.
CariRS Rookie Author Louisiana Posts:21 Points:3,110 Joined:Mar 2012	Message Posted: Mar 29, 2012 6:30:53 AM Ignore CariRS Report Abuse I too like the Discover gas card.
Levi2974 Rookie Author Gary Posts:85 Points:17,715 Joined:Mar 2012	Message Posted: Mar 28, 2012 5:56:36 PM Ignore Levi2974 Report Abuse Discover card is pretty good. :)
kma2011 Rookie Author Alberta Posts:2 Points:140 Joined:Dec 2011	Message Posted: Mar 25, 2012 7:27:37 PM Ignore kma2011 Report Abuse I try not to use credit cards too much interest some months use cash mostly anymore
bruin19MD Champion Author Maryland Posts:1,064 Points:164,450 Joined:Feb 2011	Message Posted: Mar 25, 2012 6:16:24 PM Ignore bruin19MD Report Abuse Use a VISA card myself, earns about 1 point per dollar (?) I then cash in points for BP gas cards when I accumulate enough.
Eldora Rookie Author Long Island Posts:2 Points:5,390 Joined:Mar 2011	Message Posted: Mar 24, 2012 9:03:37 PM Ignore Eldora Report Abuse Sorry for not answering the question last post: Discover is giving 2% cashback bonus for the first $250 gas purchase each month, as of today, March 24, 2012. That is really not so much when you consider it's 2 cents on the dollar and you're paying on the average 10 cents more per gallon plus interest on the balance if you have one. So for 10 gallons at $4.00/gallon, you're paying an extra $1.00 for credit (10 X .10) and getting back 8 cents (2% X $40). I use Discover, but if they take debit for cash, then I use that.
Eldora Rookie Author Long Island Posts:2 Points:5,390 Joined:Mar 2011	Message Posted: Mar 24, 2012 8:51:28 PM Ignore Eldora Report Abuse I would like to know why they are allowed to charge more for credit? Their argument that the card companies charge them fees doesn't hold water when you consider that they are the only merchants engaging in this practice, and you don't see it outside of the metro NY area. I also want to know why there are no regulations regarding how they post their prices... they post their cash price, but that is deceptive when you consider that the credit prices vary by 6 to 10 cents per gallon, so you can't compare unless you drive in and out. Gulf on Express Drive South in Ronkonkoma is charging $1.00 over cash price to use a credit card. Isn't this gouging? I reported it to Gulf Oil and to the Atty General. I was almost out of gas when I pulled in. When I saw that I was outraged and left... I'd push it to the next station rather than pay an extra $14 for a tank of gas.
Hardcorehogam Sophomore Author Illinois Posts:138 Points:2,168,105 Joined:Jun 2006	Message Posted: Mar 24, 2012 12:12:20 PM Ignore Hardcorehogam Report Abuse New card has 3% for the first 90 days.
lesabreAZ Champion Author Phoenix Posts:1,696 Points:413,430 Joined:Nov 2011	Message Posted: Mar 24, 2012 12:09:55 PM Ignore lesabreAZ Report Abuse yeah discover has 5% but won't last much longer
brian314159 Rookie Author Indiana Posts:30 Points:412,150 Joined:Sep 2011	Message Posted: Mar 23, 2012 7:34:02 PM Ignore brian314159 Report Abuse The only one I've found that still gives decent rebates is the BP card. I think it's 5% on all BP purchases and 1% on all other purchases. But, they don't pay anything on non-BP gas purchases.
seabrz7 Champion Author California Posts:1,400 Points:224,810 Joined:Feb 2012	Message Posted: Mar 20, 2012 5:32:37 PM Ignore seabrz7 Report Abuse Don't use credit/debit most of the time. There are local deals like our Food Maxx - if you spend 25 dollars on groceries, you get 10 cents a gallon off. I do that when I need things from their store.
13Octane Champion Author Tucson Posts:2,147 Points:332,165 Joined:Aug 2005	Message Posted: Mar 20, 2012 3:46:48 PM Ignore 13Octane Report Abuse cash
tasha88CA All-Star Author California Posts:602 Points:43,315 Joined:Mar 2012	Message Posted: Mar 18, 2012 8:22:39 PM Ignore tasha88CA Report Abuse none for gass
CiVX Champion Author Oakland Posts:7,055 Points:1,359,610 Joined:Feb 2009	Message Posted: Mar 16, 2012 12:34:47 PM Ignore CiVX Report Abuse .
Jescareno22 Veteran Author Toms River Posts:303 Points:58,070 Joined:Mar 2012	Message Posted: Mar 14, 2012 9:37:51 PM Ignore Jescareno22 Report Abuse .
JCI46009IN Champion Author Indiana Posts:2,129 Points:439,570 Joined:Sep 2011	Message Posted: Mar 9, 2012 11:52:10 AM Ignore JCI46009IN Report Abuse Month in and month out I do better at Sam's Club with there credit card
heyjudeCT Champion Author Hartford Posts:1,747 Points:145,725 Joined:Jun 2009	Message Posted: Mar 6, 2012 4:04:51 PM Ignore heyjudeCT Report Abuse discover card gives 5% cashback on gas purchases thru end of March
jdhelm Champion Author Iowa Posts:11,886 Points:1,200,840 Joined:Dec 2009	Message Posted: Feb 27, 2012 11:08:00 PM Ignore jdhelm Report Abuse when I use my Sinclair credit card at 1 station in Onawa, Iowa, they give a 3 cent discount, however, if i pay cash, it's 3 cents more - go figure
Michael29644 Champion Author Greenville Posts:4,973 Points:844,250 Joined:Jan 2011	Message Posted: Feb 27, 2012 11:06:04 PM Ignore Michael29644 Report Abuse "The biggest problem with paying cash is that not all stations give a cash discount - as a matter of fact most of them do not." Many of them in upstate SC do.
sylver7 Rookie Author San Antonio Posts:45 Points:1,530 Joined:Feb 2012	Message Posted: Feb 27, 2012 8:09:47 PM Ignore sylver7 Report Abuse I just have a Walmart credit card with a low balance, and the only thing I could think to do to pay 3 cents less at Sam's for gas was to charge it, and then just pay the amount charged off before my payment is due. Maybe it was a little less somewhere down the road, but if I'm not going thata way, I'll just pay the few cents extra.
Mikeyl Champion Author Cleveland Posts:5,159 Points:1,186,745 Joined:Aug 2004	Message Posted: Feb 27, 2012 6:38:57 PM Ignore Mikeyl Report Abuse Why don't you people get this. The credit card companies are NOT giving this stuff away for FREE?!?!?!? The rebate is paid for by the exorbitant fees charged for the credit card transaction. If the fees were lower (or, God forbid - didn't exist), prices, overall, would be significantly lower - in some cases up to 6-7% lower. The use of credit and debit cards has only raised prices. And, I am as guilty as anyone. I almost never carry cash anymore and use my check/debit card for everything.
kxy4fw Champion Author Denver Posts:1,226 Points:275,355 Joined:Nov 2011	Message Posted: Feb 26, 2012 5:56:13 AM Ignore kxy4fw Report Abuse Costco AMEX at 3 percent.
AmericaWestCMH Sophomore Author Detroit Posts:189 Points:11,435 Joined:Mar 2005	Message Posted: Feb 25, 2012 4:05:35 PM Ignore AmericaWestCMH Report Abuse I use the Exxon card. You get a flat 15 cents/gallon rebate.
ghostNC Rookie Author North Carolina Posts:57 Points:15,200 Joined:Feb 2012	Message Posted: Feb 25, 2012 2:18:50 PM Ignore ghostNC Report Abuse I don't have one, but I've seen Shell advertise 5 cent off every gallon up to like 100 a month or something, when you pay with their credit card.
KansasGunman Champion Author Kansas City Posts:21,434 Points:2,104,400 Joined:Oct 2005	Message Posted: Feb 25, 2012 10:04:11 AM Ignore KansasGunman Report Abuse Your Chase Freedom card is in fact paying 5% cash rebate this quarter...in the event you missed their notice via e-mail. That equates to a .20 per gallon savings at today's price here in AZ. [Edited by: KansasGunman at 2/25/2012 12:07:32 PM EST]
DaisysMomNC All-Star Author North Carolina Posts:959 Points:200,850 Joined:Jan 2012	Message Posted: Feb 25, 2012 10:00:15 AM Ignore DaisysMomNC Report Abuse The biggest problem with paying cash is that not all stations give a cash discount - as a matter of fact most of them do not.
jgs818 Champion Author New Jersey Posts:2,478 Points:659,125 Joined:Apr 2011	Message Posted: Feb 25, 2012 9:57:44 AM Ignore jgs818 Report Abuse gave up using credit cards for gas when qrounf here cash price is 8 cents lower per gallon in some cases. The rebate on cc doesnt equal overall savings to using cash
kazper007 Rookie Author Baltimore Posts:16 Points:78,765 Joined:Feb 2012	Message Posted: Feb 23, 2012 8:50:25 AM Ignore kazper007 Report Abuse I don't use credit cards to buy gas, although maybe I should. I wouldn't spend nearly enough for the AMEX 6500 limit, but I would probably earn a few bucks here and there. I've been debating the UPROMISE but have my doubts.
catfish99 Champion Author Wilmington Posts:13,989 Points:2,498,475 Joined:Sep 2005	Message Posted: Feb 23, 2012 4:24:38 AM Ignore catfish99 Report Abuse The AMEX Blue deal also includes groceries, so once you hit $6500 on your combined gas and groceries for the year, you jump from 1 1/2% back to 5% back.
DaisysMomNC All-Star Author North Carolina Posts:959 Points:200,850 Joined:Jan 2012	Message Posted: Feb 22, 2012 5:35:04 PM Ignore DaisysMomNC Report Abuse I'm getting 5% from Chase and Discover now
GLM4205 Champion Author Toledo Posts:4,067 Points:802,245 Joined:Dec 2010	Message Posted: Feb 22, 2012 5:15:41 AM Ignore GLM4205 Report Abuse I use my bank's cc and it pays 3% on gas and 1% on the rest. I use it and pay off every month.
ToyotaNV Rookie Author Nevada Posts:16 Points:20,345 Joined:Feb 2012	Message Posted: Feb 13, 2012 1:11:47 PM Ignore ToyotaNV Report Abuse In addition to what Citadel68 says, Discover gives 5% back on gas this quarter (and also the third quarter of 2012). COSTCO doesn't accept neither Visa, no MasterCard, no Discover, so it pays to use their own COSTCO American Express card to pay there for gas. It gives 3% back (and the business AmEx from COSTCO gives back 4% on gas).
Citadel68 Rookie Author Virginia Posts:2 Points:740 Joined:Dec 2011	Message Posted: Dec 26, 2011 3:05:47 PM Ignore Citadel68 Report Abuse The Chase Freedom UltIMate Rewards card is giving a 5% rebate starting January 1, 2012 and continuing thru March 31st. The 5% will be continued again starting July 1 thru Sept. 30th. Don't forget, you'll need to call Chase prior to the starting period to sign up for that quarters rewards. It truly is the bst deal out there IM humble O. JCEJr
MARIOWERX Champion Author Vancouver Posts:15,937 Points:1,640,735 Joined:Oct 2008	Message Posted: Dec 20, 2011 6:12:33 PM Ignore MARIOWERX Report Abuse What has this got to do with Boycott/Gasout Talk??
weidmanmj Rookie Author Indianapolis Posts:13 Points:20,260 Joined:Sep 2011	Message Posted: Dec 20, 2011 5:26:02 PM Ignore weidmanmj Report Abuse I have the old American Express Blue Cash card. 5% on gas after you've spent $6500 that year, 1.25% before that. Unfortunately the gas is almost always the cheapest at Costco around here, and that doesn't qualify for the rebate as it is part of a warehouse club.
13Octane Champion Author Tucson Posts:2,147 Points:332,165 Joined:Aug 2005	Message Posted: Dec 18, 2011 4:17:10 PM Ignore 13Octane Report Abuse i pay cash
WSU_Coug Champion Author Boise Posts:3,128 Points:724,295 Joined:Mar 2011	Message Posted: Dec 18, 2011 8:18:37 AM Ignore WSU_Coug Report Abuse Upromise card
TreasuryGuy Champion Author California Posts:3,011 Points:1,265,035 Joined:Jun 2008	Message Posted: Dec 10, 2011 4:38:47 PM Ignore TreasuryGuy Report Abuse If you are looking for a cash back credit card AND you pay off your balance every month so as not to incur any interest charges, I highly recommend the American Express Blue Cash card. Earn unlimited cash back with no annual fee. Up to 5% cash back at supermarkets, gas stations, and drugstores. Up to 1.25% everywhere else. You get a smaller rewards I think on your first $6,000 of annual charges. Of course, with American Express you have to have a higher credit score and it's not accepted at all merchants. I have found excellent acceptance at nearly all gas stations. The only ones that don't seem to accept it are a small percentage of non-branded independent stations. However, if you carry a balance on your credit card, you are much better served to get a low interest rate Visa/MasterCard from a local credit union and do everything to ELIMINATE your credit card balance. ANY rewards card is NOT worth it if you are paying high interest rates! [Edited by: TreasuryGuy at 12/10/2011 6:39:41 PM EST]